What's Your Risk Number??
Is your investment portfolio invested according to your risk tolerance? Do you know your risk number?
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About Spectrum Wealth Management
Who We Are
Don Goerner is a CERTIFIED FINANCIAL PLANNER™ and Advisory Agent with Spectrum Wealth Management. He specializes in Wealth Management and Retirement Income Planning. Working together, Don will create a plan to accumulate, grow and protect your assets during your working years, and structure your assets to provide consistent income during your retirement years. His number one goal is to help small business owners and individuals meet their financial goals and secure financial freedom.
Interested in what we can do for you? You can see a wide-range of our services listed in more detail by clicking here or visiting the “Services” tab listed above.
Our Process
While every individual is unique, our process for developing your financial plan is consistent. It begins with a comprehensive review of your financial situation and a discussion to identify your goals and concerns. We want to get to know you and understand what you want to accomplish in order to craft a plan that will suit your needs perfectly.
From there, we will work together with you closely as your plan develops. We help you monitor that plan and make any necessary changes and updates to stay in-line with your financial goals. The process is very simple and straight-forward, yet it can be the vehicle that helps you pave your way to financial success!
Do You Need Our Help?
Not sure if a financial planner is right for you? If you say “YES” to any of these questions below, you would likely benefit from our help
“Are you concerned about your income taxes and fear that you may be paying more than what you legally owe?”
(Scroll for more common retirement concerns)
About Don Goerner
Allow me to introduce myself…
I’d like to share with you my story, and what motivates me to serve my clients. I also want you to hear what makes me unique compared to other advisors or financial firms you may have been exposed to in the past.
The youngest of three boys, I was raised in a blue-collar, middle class home. My parents struggled to make ends meet financially. I saw the stress it caused them. They instilled in me a great work ethic and a determination to be disciplined as I began to earn and spend my own money.
I have an analytical mind and chose to study and graduate with a degree in engineering. After beginning my career with TI in Dallas, I was attracted to a start-up company by the promise of an equity stake. Fifteen years later, having been blessed financially beyond my wildest dreams, I left the high-tech industry to pursue my passion- building and managing my wealth and securing financial freedom for myself and my clients.
Some advisors are frustrated in working with engineers and those that are detail-oriented. By nature, we need to know how things work and we ask a lot of questions. But I appreciate an inquisitive mind and enjoy educating my clients regarding the options and techniques available for solving an area of concern. I want my clients to make well-informed decisions that leave them feeling good.
I have known the responsibility and felt the weight of being the sole breadwinner in a family with others depending on you. I have anticipated and managed the expenses associated with seeing two children through college. I have developed a tax-efficient plan to gather and grow the wealth necessary to provide for my financial freedom. I understand the joys, exposures and ongoing decisions associated with starting-up, operating, growing and exiting a small business. And I have personally experienced the impact of unforeseen life events. My mission is to help others benefit from my life experiences as well as my professional training.
There are those in my profession who focus on selling a product… rather than taking the time to identify and solve their client’s needs and best interests. Frequently the result is that more glaring needs are left unsolved. My process begins and ends with YOU- a priority schedule based on your goals, your dreams and what keeps you up at night.
Ever lay awake and question if you will be able to retire comfortably someday? Or ask yourself if you are wasting hard-earned money by paying more than your fair share in income taxes? Have you ever had a ‘close-call’ on the toll way and considered what would happen to your family if you didn’t come home tonight? Maybe you attended the parent night at school and wondered how you are ever going to pay for the kids’ college?
If you are serious about achieving financial freedom and motivated by the peace of mind it offers- contact me now and let’s get started!
To learn more about Don Goerner's investment philosophy, click here.
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